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Wedding Insurance Eligibility

 
              


This insurance program has been specifically designed for the organizers of short term special events that meet the following criteria:

  •     Maximum total attendance is 12,000 or less.
  •     Maximum number of consecutive event days (not including set-up or tear down) is 10.
  •     Event is held at a single location.
  •     Event location must be held in the U.S.



Eligible Operations:
 

  •      Auctions (animals, property, real estate)        -     Poetry readings
  •      Award presentations                                         -     Political campaign rallies
  •      Banquets/luncheons                                         -     Prom (formal event)
  •      Bar Mitzvah/Bat Mitzvah                                   -     Recitals
  •      Bazaars                                                             -     Religious assemblies
  •      Bingo games                                                     -     Reunions (family, class, military)
  •      Car shows- static display only                         -     Rummage sales
  •      Charity auctions/ benefits/ dances/ walks     -     School band/drill team competitions
  •      Concerts (call for approval)                              -     School carnivals (no rides)
  •      Conventions                                                      -     Scouting jamborees
  •      Debuts                                                               -     Seminars
  •      Debutante balls                                                  -     Shows (animal, horse, livestock. antique, art, baby, flower,
  •      Festivals (art, craft, ethnic, harvest)                          garden, home, RV, trade, wedding)
  •      Fiesta de quinceanera                                       -     Social gatherings/ receptions
  •      Flea markets                                                       -     Speaking engagements
  •      Graduation ceremonies                                     -     Swap meets
  •      Job fairs                                                             -     Stage shows (dance, music, theatrical)
  •      Lectures                                                             -     Theatrical performances/ musicals
  •      Meetings                                                            -     Walks/tours
  •      Pageants                                                            -     Quinceanera
  •      Phone-a-thons                                                  -     Weddings & receptions
  •      Picnics (no pool or lake activities)         

 

Ineligible for this program:

Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage.
The ineligible event types include, but are not limited to the following (and are excluded from coverage):
 

  •      Activist rallies/marches/literature distribution                   -     Mazes (corn/hay/fences)
  •     Athletic events and competitions                                        -     Motorized vehicle/motorcycle/watercraft/powerboat practicing
  •      Cinematography and photography for commercial use              for, qualifying for, or testing for any racing speed,
  •      Concerts ? no rock, rap, or hip-hop                                           demolition or stunting activity
  •      Events requiring liquor liability coverage (host liquor         -     Overnight retreat
  •      situations are not excluded)                                                -     Parades
  •      Haunted attractions                                                             -     Rodeos (activities including, but not limited to, bull or
  •      Health fairs/shows                                                                     bronco riding, steer roping, team roping, or barrel racing)
  •      Historical battle reenactments         
  •      Gun and knife shows           
  •      In-or-on water activities                 


Coverages Available & Program Highlights:
 
Commercial General Liability:

  •      Personal and Advertising Injury           
  •      Medical Expense              
  •      Damage To Premises Rented to You           
  •      Products-Completed Operations           

Notable Exclusions:
 

  •      Abuse molestation, harassment, or sexual abuse                                  -     Fireworks
  •      Aircraft/hot air baloon - ownership, operation, maintenance or use     -     Designated operations exclusion?    Airport -            ownership, operation, maintenance or use                                                  -     Fungi or bacteria
  • -     Amusement devices - the ownership, operation, maintenance or          -     Lead
  •       use of: any mechanical ride, slide, or water slide, any inflatable             -     Nuclear energy
  •       recreational device, any bungee operation or equipment, any                 -     Performers
  •       vertical device or equipment used for climbing either                     -     Saddle animal - ownership, operation, maintenance, use
  •       permanently affixed or temporarily erected, or dunk tank           loading or unloading of any saddle animal, including but not
  • -     Animals - injury or death to any animal; injury, death           limited to, riding any saddle animal or riding on any
  •       or property damage caused by any animal owned,           vehicle which is drawn or powered by any animal
  •       rented or hired     -     Snowmobile
  • -     Asbestos     -     Claims arising out of the operations of concessionaires,
  • -     Employment-related practices           exhibitors and vendors at your event* 

Preliminary Underwriting Information Required
 
The following information is required 10 business days prior to the desired effective date:
 

  •      Completed and signed enrollment form                        
  •      A schedule of events/activities or a brochure for this event
  •      Full premium payment by check or credit/debit card     
  •      Certificates of insurance as per requirements on the enrollment form

 
        

If you have any questions or need assistance, please contact us at 888-588-9413


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